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Joji M.

Finance and Legal Professional

Verified
$13/hr

Outline

Looking for Freelance work (8 hours/day) at $13/hour

Postgraduate Degree

English proficiency Fluent

Professional Summary

I am a Finance and Legal Professional with 11+ years of combined experience. Spent 9+ years as analyst specializing in corporate credit risk and financial underwriting in a Bank. Offers 1+ years of active legal practice. Combines CPA and Juris Doctor backgrounds to deliver prompt and reliable output.

Skills & Experience

Skills

5-10 Years
Legal Research 1-2 Years
Credit Risk Assessment 5-10 Years

Experience highlights

Junior Associate
Dalam Law Partners and Associates · April/2025 – /
Manage end-to-end litigation and evidence collation for civil, corporate, administrative, and labor cases. Drafted pleadings, position papers, and motions using statutory research. Negotiated settlements.
Commercial/Mortgage Credit Analyst (Assistant Manager)
BDO Unibank, Inc. · October/2014 – Present
Evaluated corporate balance sheets and cash flows to assess borrower risk. Analyzed DSCR to determine debt-servicing capability. Authored credit risk reports for Credit Committee and PHP 50M+ loan portfolios.
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